Last updated: March 29, 2026
Welcome to Money Habits. By downloading, installing, or using our app, you agree to these Terms of Use. If you do not agree, please do not use the app.
Money Habits is a mobile application that helps users build better financial habits through daily 3-minute challenges. The app provides educational content about spending awareness, saving triggers, and debt basics. Money Habits does not provide financial advice, investment recommendations, or tax guidance.
You must be at least 13 years old to use Money Habits. If you are under 18, you should review these terms with a parent or guardian.
Money Habits offers a free tier with full access to daily challenges, streaks, and categories.
We offer two subscription plans:
Both plans include a 3-day free trial for new subscribers.
Subscriptions automatically renew at the end of each billing period unless you cancel at least 24 hours before the renewal date. Your Apple ID account will be charged for renewal within 24 hours prior to the end of the current period.
If you start a free trial, you will not be charged during the trial period. If you do not cancel before the trial ends, your subscription will automatically begin and you will be charged the subscription price.
You can cancel your subscription at any time through your Apple ID account settings (Settings → Apple ID → Subscriptions). Cancellation takes effect at the end of the current billing period. No refunds are provided for partial billing periods.
We reserve the right to change subscription prices. You will be notified of price changes in advance and given the option to cancel before the new price takes effect.
You agree to use Money Habits only for its intended purpose of building financial habits. You may not:
All content in Money Habits, including challenges, text, graphics, and design, is owned by Money Habits and protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from our content.
Money Habits is provided "as is" without warranties of any kind. We do not guarantee that the app will be error-free or uninterrupted. The financial challenges and content are educational in nature and do not constitute financial advice. You should consult a qualified financial professional for personalized financial guidance.
To the maximum extent permitted by law, Money Habits shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the app, including but not limited to financial losses resulting from following challenge suggestions.
We may update these Terms of Use from time to time. Continued use of the app after changes constitutes acceptance of the updated terms.
These Terms are governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
If you have questions about these Terms of Use, contact us at: