Privacy Policy

Last updated: March 29, 2026

Money Habits ("we", "our", or "the app") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

1. Information We Collect

Information stored on your device:

• Your first name (entered during onboarding, stored locally only)
• Financial goals and category preferences you select
• Onboarding progress and paywall decisions
• Challenge completion history and streak data
• Notification preferences and reminder times

Information collected automatically:

• Anonymous device identifier for challenge assignment
• Timezone for streak calculation and notification scheduling
• Push notification token (if you enable notifications)
• Subscription status (managed by RevenueCat)

Information we do NOT collect:

• We do not require an account, email, or password
• We do not access your bank accounts, contacts, photos, or location
• We do not collect financial transaction data

2. How We Use Your Information

• To provide daily financial challenges tailored to your selected categories
• To track your completion streaks and challenge history
• To send push notification reminders (if enabled)
• To manage your subscription status
• To improve the app experience

3. Third-Party Services

We use the following third-party services:

• Supabase — Database hosting and serverless functions. Privacy Policy
• RevenueCat — Subscription management. Processes purchase data through Apple's App Store. Privacy Policy
• Expo — Push notifications and app updates. Privacy Policy

4. Data Storage and Security

Most of your data is stored locally on your device using encrypted device storage. Challenge data is stored on secure servers hosted by Supabase. We use industry-standard security measures to protect your information.

5. Data Retention

Your locally stored data persists until you uninstall the app. Server-side challenge data is retained as long as you use the app. If you wish to delete your data, uninstalling the app removes all local data. Contact us to request deletion of server-side data.

6. Children's Privacy

Money Habits is not directed at children under 13. We do not knowingly collect information from children under 13. If you believe a child has provided us with personal information, please contact us.

7. Your Rights

You have the right to:

• Access the data we hold about you
• Request deletion of your data
• Opt out of push notifications at any time via device settings
• Uninstall the app to remove all local data

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes through the app or by updating the "Last updated" date.

9. Contact Us

If you have questions about this Privacy Policy, contact us at:

Email: avalanche.habits.app@gmail.com